Individual Tax Preparation & Planning
Personalized tax preparation and proactive tax planning from a family-owned CPA firm dedicated to helping individuals, families, retirees, and business owners make informed financial decisions today and for the future.
Whether you need to file a straightforward individual income tax return or manage a more complex financial picture—including investments, retirement income, self-employment, rental properties, stock compensation, or multi-state income—you deserve a Certified Public Accountant (CPA) who takes the time to understand your goals and unique financial circumstances.
At Schwartz & Seifert CPAs, every tax return is an opportunity to identify legitimate tax-saving strategies, answer important questions, and help you make confident financial decisions. As a family-owned CPA firm, we combine personalized service with the technical expertise needed to address today’s increasingly complex tax laws.
Our Commitment to You
Accuracy
Preparing federal and state income tax returns with meticulous attention to detail and compliance with current tax laws.
Tax Efficiency
Identifying every appropriate deduction, credit, and planning opportunity available based on your individual circumstances.
Long-Term Planning
Helping you make tax-smart decisions that support your long-term financial goals.
Individual Tax Services Designed Around Your Life
We assist individuals, families, retirees, and small business owners through every stage of life by providing comprehensive tax compliance and planning services.
Individual Income Tax Preparation
Preparation and electronic filing of federal and state individual income tax returns, including all required schedules and supporting forms.
Retirement Tax Planning
Tax-efficient planning for distributions from pensions, 401(k)s, 403(b)s, IRAs, Roth IRAs, and other retirement accounts.
Roth IRA Conversion Planning
Analysis of Roth conversion opportunities to help evaluate the tax implications and long-term benefits based on your financial objectives.
Investment Tax Reporting
Preparation of tax returns involving stocks, mutual funds, ETFs, bonds, cryptocurrency, and other investment assets, including capital gains and cost basis reporting.
Real Estate Tax Services
Tax planning for rental properties, depreciation, passive activity rules, like-kind exchanges, and other real estate tax considerations.
Self-Employed & Small Business Tax Preparation
Tax preparation and planning for sole proprietors, independent contractors, consultants, freelancers, and other Schedule C taxpayers.
Multi-State Tax Returns
Preparation of resident, part-year resident, and nonresident state income tax returns, including remote work and multi-state income issues.
Estimated Tax Planning
Calculation of quarterly estimated tax payments to help reduce the risk of underpayment penalties.
IRS Notices & Representation
Assistance responding to IRS notices, examinations, and other tax matters. Our CPAs and Enrolled Agent are authorized to represent taxpayers before the Internal Revenue Service.
Amended Returns
Review and preparation of amended returns to correct prior filings or claim overlooked tax benefits.
Life Event Tax Planning
Guidance for significant life events including marriage, divorce, retirement, inheritance, home sales, and other major financial transitions.
Have a Unique Tax Situation?
Our team has extensive experience helping clients navigate complex tax matters and developing practical solutions tailored to their circumstances.
Contact Our Tax Team →Individual Tax Services Designed Around Your Life
We assist individuals, families, retirees, and small business owners through every stage of life by providing comprehensive tax compliance and planning services.
From document drop-off to filed return.
For individuals, families, and businesses that want their returns done right — and want to understand exactly what was filed on their behalf.
Free Fit Call
A 15-minute conversation to confirm we're the right match, scope your return, and answer any first questions — before any commitment.
Receive Your Document Checklist
We send a personalized checklist based on your situation. Upload everything securely through our client portal — no emailing sensitive documents.
We Prepare & Ask Questions
Your CPA reviews every document, prepares your return, and flags any questions or missing items before your review appointment.
Review Together
We walk through the return with you — explaining what matters, what changed from last year, and any planning notes worth acting on before next year.
Filed & Confirmed
Once you approve, we e-file on your behalf, confirm IRS and state acceptance, and store your return and supporting documents securely.
Frequently Asked Questions
Do I need a CPA if my tax return seems straightforward?
Even relatively simple tax returns can present opportunities to claim deductions, credits, or planning strategies that may otherwise be overlooked. A CPA can also provide guidance as your financial situation evolves through retirement, investments, home ownership, or other significant life events.
What documents should I bring to my tax appointment?
Generally, you should bring income statements (such as Forms W-2 and 1099), prior-year tax returns, investment and retirement statements, records of deductible expenses, and any tax-related documents you received during the year. If you are unsure, we are happy to provide a personalized checklist tailored to your situation.
Will I work with the same CPA each year?
Yes. We believe lasting relationships lead to better service and better tax planning. Whenever possible, you will work with the same members of our team who become familiar with your financial goals, tax history, and life changes. That continuity allows us to provide more personalized advice and identify opportunities that may otherwise be missed.
How is Schwartz & Seifert CPAs different from national tax preparation companies?
As a family-owned CPA firm, we focus on building long-term relationships rather than processing a high volume of tax returns. We take the time to understand your unique financial circumstances, answer your questions, and provide personalized guidance throughout the year. Our goal is not simply to prepare your return—it is to become a trusted advisor who helps you make informed financial decisions for years to come.
Can I contact you after my tax return has been filed?
Absolutely. Our relationship does not end when your return is filed. We are available throughout the year to answer tax questions, discuss life changes, evaluate planning opportunities, and help you prepare for important financial decisions before they affect your taxes.
Can you help if I receive a notice from the IRS?
Yes. Our team assists clients in understanding IRS notices, preparing appropriate responses, and representing eligible taxpayers before the Internal Revenue Service when needed. Many notices can be resolved efficiently with the proper documentation and experienced professional guidance.
Do you prepare multi-state tax returns?
Yes. We prepare resident, nonresident, and part-year resident tax returns for individuals with income earned in multiple states, including remote workers, individuals who relocate during the year, and taxpayers who own property or investments in multiple states.
Can you help with retirement tax planning?
Absolutely. Retirement often brings new tax considerations. We help clients evaluate retirement income strategies, Required Minimum Distributions (RMDs), Roth IRA conversions, Social Security taxation, and other planning opportunities designed to support long-term financial goals while helping manage tax liability.
Do you work with self-employed individuals and small business owners?
Yes. We provide tax preparation and planning services for sole proprietors, independent contractors, freelancers, consultants, partnerships, S corporations, and other small businesses. As your business grows, we can also provide guidance on entity selection, estimated taxes, and long-term planning.
My tax situation has become more complicated. Can you help?
Yes. Many of our clients come to us as their financial lives become more complex. Whether you have started a business, purchased rental property, received stock compensation, sold investments, inherited assets, relocated to another state, or are planning for retirement, we can help you understand the tax implications and develop strategies tailored to your unique circumstances.
Do you take time to explain my tax return?
Yes. We believe informed clients make better financial decisions. We explain your return in clear, understandable language, answer your questions, and discuss planning opportunities for the future. Our goal is for you to leave with confidence—not confusion—about your taxes and financial options.
Is tax planning different from tax preparation?
Yes. Tax preparation focuses on accurately reporting the previous year’s financial activity, while tax planning looks ahead to identify opportunities that may help reduce future tax liability. Our proactive, year-round approach helps clients make informed decisions before tax deadlines arrive.
How do I get started?
Getting started is easy. Simply schedule a consultation or contact our office. We will discuss your needs, explain our process, and provide a customized document checklist so your experience is organized, efficient, and stress-free from the very beginning.